Red Oak's Consumer Credit Center
Flexible financing solutions to make your roofing and solar projects affordable. Get approved quickly with our trusted lending partners.
Powered by:
improvfi Home Improvement Lending
Specialized home improvement financing solutions
slice by FNBO
Trusted banking partner for secure lending
Loan Features:
- ✓Loan amounts up to $150,000
- ✓Unsecured – no collateral required
- ✓No equity required from your home
- ✓Soft credit check (no impact on your FICO Score)
- ✓Approvals at the point of need
- ✓Fast, secure, paperless process
- ✓Secured Application
Loan Options:
Payment Terms:
Ready to Get Started?
Let our experts help you with your loan needs!
Why Choose Our Financing Options?
Quick Approval
Get approved quickly with our streamlined application process. Soft credit checks won't impact your FICO score.
No Collateral Required
Unsecured loans mean you don't need to put your home or other assets at risk. No equity requirements.
Flexible Terms
Choose from multiple loan options including same-as-cash, fixed interest, and long-term payment plans up to 20 years.
Financing FAQ
What credit score do I need to qualify?
We work with a variety of credit profiles. Our soft credit check process allows us to provide you with financing options without impacting your FICO score during the initial review.
How quickly can I get approved?
Our digital application process provides fast approvals, often within minutes. The entire process is paperless and secure, allowing you to get started on your project quickly.
What can I use the financing for?
Our financing can be used for roofing, solar panel installation, solar shingles, battery storage systems, siding, and other home improvement projects offered by Red Oak.
Are there any prepayment penalties?
No, there are no prepayment penalties. You can pay off your loan early without any additional fees, potentially saving you money on interest.